Sizzling Summer Auto Rates!
4.99% APR1 72 Months
5.79% APR1 84 Months
1 APR = Annual Percentage Rate. 4.49% APR lowest available rate 60 months, 4.99% APR lowest available rate 72 months, 5.79% APR lowest available rate 84 months. All loans are subject to credit approval. Other restrictions apply.
Summer is in full swing, and we are turning up the heat with our HOT rates. Whether you are shopping for a new ride or refinancing an existing auto loan from another lender, our competitive rates help keep your monthly payments affordable so you can hit the road without stretching your budget!
In addition to great rates, we offer flexible terms so you can get the payment you need to fit your budget. Apply now to get pre-approved to lock in your financing before you shop. Lock your rate - once your loan is approved, your rate is locked for 30 days. Then, when you are at the dealership, you can relax, find your perfect car, and focus on getting the right car at the right price.
Memphis City Employees Credit Union makes it easy to purchase a new car or refinance your existing car. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs.
Ready to get pre-approved? Apply today!
Thinking About a New Vehicle?
Summer often brings great dealership promotions—and we’re here to help you make the most of them. Whether you're upgrading to a newer model or buying your first car, MCECU offers competitive rates and flexible terms to help you finance with confidence.
Our Auto Loan program offers:
- Competitive low Fixed Rates
- Extended Repayment Terms
- 100% Financing on both new and used autos
- Dedicated Loan Counselors
- No Application Fees
- Affordable payment protection
- GAP at $449
- Mechanical Warranty Options
- AUTOLINK tool to help you in your new car search
Apply using your mobile device, online or call 901-321-1200, press 3, then take option 1.
Whether you're applying for a new loan or refinancing an existing loan from another financial institution, we offer great low rates and flexible payment options.
Mobile and Online Application
- Fast, free and easy to apply
- Convenient - apply 24-Hours a day 7 days a week.
Application Process
- Current DRIVER'S LICENSE / IDENTIFICATION REQUIRED for application process.
- Submit - complete the application and submit it for processing.
- Receive a call - one of our loan specialists will contact you.
- Close - We offer DOCUSIGN for a secure digital closing or schedule a convenient time and location to close your loan.
*You must be at least 18 years of age or older to apply for a loan.
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