Memphis City Employees Credit Union

Welcome to banking your way


Empower yourself to take that next big step. Whatever you're planning, let us help equip you with the tools and knowledge you will need to go even further.

Who We Are

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Join your credit union in a few minutes!

Grab your Driver's License/ID to get started.

Become a Member

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We are Hiring!

Become a part of our story. Send us your resume!

More Details and How to Apply

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April is Youth Month!

Open your child a Savings account in the month of April! Deposit $5 and we will deposit $25!

More Details

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A better mobile experience...

Download our mobile app to get started.

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80 Days of Spring Auto Rates!

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NEw & Used Auto

3.99%

Annual Percentage Rate1

60 Months

lightning bolt icon great deal

New & Used Auto

4.49%

Annual Percentage Rate1

72 Months

lightning bolt icon great deal

New & Used Auto

5.29%

Annual Percentage Rate1

84 Months

3.99% APR lowest rate 60 months, 4.49% APR lowest rate 72 months, 5.29% APR lowest rate 84 months.
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.

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Coins stacked next to each other.
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80 Days of Spring Auto Promotion!

 
That got your attention! 
 

Learn More and Apply

Check Out Our 4.50% APY Special 11-Month CD Offer!

 
  • 4.50% APY
  • 11-Month Term
  • $1,000 minimum deposit
  • $50,000 maximum deposit
 

New Express Loan!

 
Relationship is valuable at MCECU! Check out our NEW
No-Credit Check Loan option available all year-round!
 

Learn More and Apply

How can we assist you today?

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44,000 strong. Serving members like family since 1959.

Why our members love it here...

"I love Memphis City Employees Credit Union. They are always helpful, and I would not change a thing."

- Debbie M

"Love the way that they protect the account from fraud and also love my Christmas Club."

- Gunda B

"I love the Credit Union because they always have my back during hard times!"

- Shandrell P

"I enjoy the customer service I receive when I'm there."

- Felicia A.

"They take good care of me."

- Penney M.



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Looking for a new or used car?

 
  1. Do your research
  2. Search millions of vehicles locally and nationwide
  3. Finance with us