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Great rates to fit your Budget!

4.99% APR1  60 Months
5.49% APR1  72 Months
6.29% APR1  84 Months
1 APR = Annual Percentage Rate.
4.99% APR lowest rate 60 months, 5.49% APR lowest rate 72 months, 
6.29% APR lowest rate 84 months. Loans are subject to credit approval. 
Other restrictions apply. 
 
Enroll in SavvyMoney Credit Score in online and mobile banking to see your free credit score!
 

SavvyMoney Free Credit Score!


SavvyMoney gives you the power to view your

FREE credit report! Receive credit advice,

recommendations, and achieve your goals!


SavvyMoney is free in your Online and Mobile banking!



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Check Out Our CD Rates!

6 months- 4.58% APY*

12 months- 4.84% APY *


Minimum balance to open $1000. *APY= Annual Percentage Yield.


Rates, terms, penalties, and conditions may apply. Rates are subject to change without notice.
 
60-day penalty for early withdrawal. 
SINCE 1959

We Are People Helping People

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Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
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No Annual Fee
Mastercard ID Theft Protection – Free to you!
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Become a Member

Joining your credit union only takes a few minutes!

Here's what you'll need to get started: 
Your SSN
Your Driver's License or State ID
Your Contact information 

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

 YES              NO   

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New To Online Banking?

You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register. 

REGISTER 

International Credit Union Days is October 17, 2024. Join us at any of our branches for refreshments!

International Credit Union Day!

 
On Thursday, October 17,2024, join credit union and financial cooperative members around the globe in celebrating 76 years of International Credit Union Day!
 
Visit us at Memphis City Employee Credit Union and celebrate with your fellow member owners! We will have snacks and drinks at our Mt. Moriah, Avery, Whitten, and Stage Road branches!

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Planning for retirement has never been easier.