Memphis City Employees Credit Union

Welcome to banking your way


Empower yourself to take that next big step. Whatever you're planning, let us help equip you with the tools and knowledge you will need to go even further.

Who We Are

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Join your credit union in a few minutes!

Grab your Driver's License/ID to get started.

Become a Member

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Check out Digital Banking!

Manage your finances wherever you are!

More Digital Banking Details

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Interested in a Credit Card, Personal or Vehicle Loan?

Apply or check the status of your loan.

Apply for a Loan Today

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A better mobile experience...

Download our mobile app to get started.

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Best in market auto rates!

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NEw & Used Auto

4.49%

Annual Percentage Rate1

60 Months

lightning bolt icon great deal

New & Used Auto

4.99%

Annual Percentage Rate1

72 Months

lightning bolt icon great deal

New & Used Auto

5.79%

Annual Percentage Rate1

84 Months

4.49% APR lowest rate 60 months, 4.99% APR lowest rate 72 months, 5.79% APR lowest rate 84 months.
Loans are subject to credit approval. New and used auto rates. Other restrictions apply.

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New Express Loan!

 
Relationship is valuable at MCECU! Check out our NEW
No-Credit Check Loan option available all year-round!
 

Learn More and Apply

Looking for a new or used car?

 
  1. Do your research
  2. Search millions of vehicles locally and nationwide
  3. Finance with us
 

Unlock the power of your home!

 
Have equity in your home and looking to make improvements? Apply for a HELOC today!
 

Learn More

 
 
 

How can we assist you today?

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44,000 strong. Serving members like family since 1959.

Why our members love it here...

"I love Memphis City Employees Credit Union. They are always helpful, and I would not change a thing."

- Debbie M

"Love the way that they protect the account from fraud and also love my Christmas Club."

- Gunda B

"I love the Credit Union because they always have my back during hard times!"

- Shandrell P

"I enjoy the customer service I receive when I'm there."

- Felicia A.

"They take good care of me."

- Penney M.



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Do you have our Mastercard Platinum Rewards Card?

 
  • No annual fee
  • Fixed rate
  • Mastercard ID theft protection
  • Rewards Program: Earn 1 point for every dollar spent