A picture of the MCECU Mastercard.

Mastercard® Platinum Rewards Card


Balance Transfer Promotion! 

 
Transfer a balance from another Credit Card to your MCECU Platinum Rewards Card and receive 0% APR* for 12 months.
  • After promotional offer expires, remaining balance will migrate to the standard APR* applicable on your account.
  • No balance transfer fee.
  • Minimum transfer amount of $50.00.
Valid February 15 through August 31, 2025.

From your online or mobile banking, go to the Card Management Widget, select Balance Transfer, complete required information and Transfer Amount. MCECU will make payment to the credit card company for the requested amount and add that amount to your current balance.
 
 

Not Carrying our Mastercard Platinum Rewards Card? 

 

Enjoy a world of difference with a credit card from Memphis City Employees Credit Union. Our Mastercard® Platinum Rewards Card is designed with your best interests in mind so you can buy what you want without worrying about the fine print.

Benefits at-a-glance:

  • Worldwide acceptance at over 52 million places.
  • No annual Fee.
  • Liability protection for unauthorized purchases (1).
  • Chip Technology.
  • Contactless Technology.
  • Mastercard ID Theft Protection.
  • Minimum payment of 2% or $20 whichever is greater.
  • 25-day grace period on purchases.
  • Access to cash at over 100,000 ATMs worldwide.
  • Convenient viewing online account activity and balances.
  • Earn Rewards.
1. Certain restrictions apply. See www.mastercard.us/zero-liabIlity for details.  
Apply for your Credit Card today!


Earn Reward Points on Every Purchase! 

A man laughs while holding a credit card.  
Do you like getting rewards? Of course, who doesn't? With CU Rewards, you can earn reward points every time you use your credit card. It's that simple. For every dollar you spend, you earn a point. If you earn enough points, you can redeem them for rewards like gift cards, merchandise, travel, and much more! Start getting rewards for using your card now.

  

The CU Rewards Logo.

See where your Rewards can take you!  

  • Earn 1 point for every dollar you spend
  • Transaction history online – view and track how your rewards are earned based on each transaction
  • Points earned expire after 60 months 

Go on, Reward Yourself - You've Earned It!

  • Cash Back
  • Statement Credit 
  • Merchandise:
    • You can select from thousands of items, just like shopping online, thru our loyalty website
  • Travel options available in the program:
    • Air
    • Hotel
    • Cruise
    • Rental Car
  • Gift Cards: Thousands of gift cards included in the Rewards catalog ranging in denominations of $25 - $500
View more information (PDF 2.39 MB)

To access and claim your rewards, visit MyCURewards in your mobile or online banking!

Don't have a mobile or online banking account? Register Now

To speak to a Rewards Representative, call Mastercard Rewards at 1-866-597-1575. 

Apple Pay, Google Pay and Samsung Pay Information

Our Mastercard Platinum Rewards Card is currently available with Apple Pay, Google Pay, and Samsung Pay. Visit this link for more information: 

Important Phone Numbers

During normal business hours, contact our Member Service Center at 901-321-1200 or Toll Free at 1-877-825-3180. After hours and on weekends, please call 1-866-820-3814. For lost or stolen cards, and disputes please call 1-866-820-3814. To set your personal PIN Number call 1-888-886-0083. 

0% APR Balance Transfer Promotion! 

Transfer a balance from another Credit Card to your MCECU Platinum Rewards Card and receive 0% APR* for 12 months!
 
A picture of the MCECU mobile app on the App Store.

Download our Mobile App! 


You can download our mobile app from the App Store or the Google Play Store today!

iPhone Users

Android Users